Rent vs. Buy Calculator
Compare the true cost of renting vs buying with advanced projections, tax benefits, and opportunity cost calculations. I built this when I was making the decision myself.
How to Use This Calculator
- Start with Scenarios: Choose a scenario (Standard, Conservative, or Optimistic) to pre-fill key market assumptions. You can customize any value afterwards.
- Enter Basic Inputs: Fill in the details for the home you're considering and your current rental situation. Use the sliders for quick adjustments.
- Refine with Advanced Settings: Use the tabs (Advanced, Tax, Lifestyle) to input more detailed information for a more accurate comparison.
- Calculate & Analyze: Click the "Calculate & Compare" button to see your results.
- Review the Results: Check the summary, detailed charts, and comparison table to understand the financial implications of buying versus renting over time.
General Settings
Home Purchase Details
Rental Details
Want to save your calculations? Create a free account to save your analysis, track changes over time, and export personalized PDF reports.
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